Lafayette State Bank
Mayo, FL · State Bank, Not a Federal Reserve Member · Part of LAFAYETTE BANKING CO
Summary
- Total assets: $252 million
- Total deposits: $229 million
- Total loans: $169 million
- Data as of June 30, 2026
Loan portfolio
Share of the bank's loans in each category.
| Construction & land | 10.5% |
| Multifamily | 2.4% |
| Owner-occupied commercial real estate | 18.5% |
| Non-owner-occupied commercial real estate | 15.6% |
| Residential | 19.2% |
| Commercial & industrial | 10.3% |
| Consumer & other | 23.5% |
Health indicators
- Tier 1 leverage ratio: 9.86%
- Total risk-based capital ratio: 15.10%
- Noncurrent loans: 0.06%
- Net charge-offs: -0.17%
- Return on assets: 1.13%
Local footprint
| County | Branches | Deposits |
|---|---|---|
| Suwannee, FL | 2 | $144 million |
| Lafayette, FL | 1 | $61 million |
| Gilchrist, FL | 1 | $24 million |