First-Citizens Bank & Trust Company
Raleigh, NC · State Bank, Not a Federal Reserve Member · Part of FIRST CITIZENS BANCSHARES INC
Summary
- Total assets: $236.3 billion
- Total deposits: $174.0 billion
- Total loans: $151.1 billion
- Data as of June 30, 2026
Loan portfolio
Share of the bank's loans in each category.
| Construction & land | 4.9% |
| Multifamily | 2.0% |
| Owner-occupied commercial real estate | 11.1% |
| Non-owner-occupied commercial real estate | 7.7% |
| Residential | 16.2% |
| Commercial & industrial | 23.7% |
| Consumer & other | 34.4% |
Health indicators
- Tier 1 leverage ratio: 9.75%
- Total risk-based capital ratio: 13.34%
- Noncurrent loans: 1.12%
- Net charge-offs: 0.29%
- Return on assets: 1.03%
Local footprint
| County | Branches | Deposits |
|---|---|---|
| Miami-Dade, FL | 4 | $799 million |
| Palm Beach, FL | 2 | $355 million |
| Duval, FL | 3 | $291 million |
| Broward, FL | 2 | $237 million |
| Lee, FL | 2 | $201 million |
| Collier, FL | 3 | $182 million |
| Hillsborough, FL | 3 | $166 million |
| Pinellas, FL | 3 | $155 million |
| St. Johns, FL | 1 | $139 million |
| Martin, FL | 1 | $64 million |
| Seminole, FL | 1 | $43 million |
| Orange, FL | 1 | $24 million |
| Manatee, FL | 1 | $22 million |