BMO Bank National Association
Chicago, IL · National Bank · Part of BANK OF MONTREAL
Summary
- Total assets: $255.0 billion
- Total deposits: $194.1 billion
- Total loans: $141.6 billion
- Data as of June 30, 2026
Loan portfolio
Share of the bank's loans in each category.
| Construction & land | 3.2% |
| Multifamily | 2.2% |
| Owner-occupied commercial real estate | 5.7% |
| Non-owner-occupied commercial real estate | 9.2% |
| Residential | 19.7% |
| Commercial & industrial | 31.6% |
| Consumer & other | 28.5% |
Health indicators
- Tier 1 leverage ratio: 11.29%
- Total risk-based capital ratio: 16.24%
- Noncurrent loans: 0.92%
- Net charge-offs: 0.20%
- Return on assets: 0.15%
Local footprint
| County | Branches | Deposits |
|---|---|---|
| Hillsborough, FL | 3 | $688 million |
| Collier, FL | 3 | $587 million |
| Manatee, FL | 7 | $376 million |
| Sarasota, FL | 3 | $297 million |
| Lee, FL | 1 | $98 million |
| Charlotte, FL | 1 | $62 million |