United Community Bank
Greenville, SC · State Bank, Federal Reserve Member · Part of UNITED COMMUNITY BANKS INC
Summary
- Total assets: $29.0 billion
- Total deposits: $24.1 billion
- Total loans: $20.0 billion
- Data as of June 30, 2026
Loan portfolio
Share of the bank's loans in each category.
| Construction & land | 6.7% |
| Multifamily | 3.6% |
| Owner-occupied commercial real estate | 19.7% |
| Non-owner-occupied commercial real estate | 20.0% |
| Residential | 25.0% |
| Commercial & industrial | 21.9% |
| Consumer & other | 3.1% |
Health indicators
- Tier 1 leverage ratio: 9.52%
- Total risk-based capital ratio: 12.93%
- Noncurrent loans: 0.51%
- Net charge-offs: 0.18%
- Return on assets: 1.40%
Local footprint
| County | Branches | Deposits |
|---|---|---|
| Miami-Dade, FL | 3 | $699 million |
| Broward, FL | 2 | $447 million |
| Orange, FL | 3 | $353 million |
| Walton, FL | 2 | $203 million |
| St. Johns, FL | 1 | $186 million |
| Lake, FL | 1 | $93 million |
| Palm Beach, FL | 2 | $73 million |
| Okaloosa, FL | 1 | $58 million |
| Seminole, FL | 1 | $48 million |
| Brevard, FL | 1 | $42 million |
| Sarasota, FL | 1 | $36 million |
| Hillsborough, FL | 1 | $34 million |
| Martin, FL | 1 | $28 million |
| Bay, FL | 1 | $10 million |