First State Bank
Key West, FL · State Bank, Not a Federal Reserve Member · Part of FIRST STATE BANK HOLDING CO
Summary
- Total assets: $1.2 billion
- Total deposits: $1.1 billion
- Total loans: $797 million
- Data as of June 30, 2026
Loan portfolio
Share of the bank's loans in each category.
| Construction & land | 1.7% |
| Multifamily | 3.2% |
| Owner-occupied commercial real estate | 13.5% |
| Non-owner-occupied commercial real estate | 43.9% |
| Residential | 19.1% |
| Commercial & industrial | 4.1% |
| Consumer & other | 14.4% |
Health indicators
- Tier 1 leverage ratio: 10.32%
- Total risk-based capital ratio: 17.25%
- Noncurrent loans: 0.15%
- Net charge-offs: -0.06%
- Return on assets: 0.52%
Local footprint
| County | Branches | Deposits |
|---|---|---|
| Monroe, FL | 8 | $1.1 billion |
| Broward, FL | 1 | No deposits reported (limited-service branch) |