United Community Bank
Chatham, IL · State Bank, Not a Federal Reserve Member · Part of UNITED COMMUNITY BCORP INC
Summary
- Total assets: $4.1 billion
- Total deposits: $3.6 billion
- Total loans: $2.7 billion
- Data as of June 30, 2026
Loan portfolio
Share of the bank's loans in each category.
| Construction & land | 15.2% |
| Multifamily | 5.2% |
| Owner-occupied commercial real estate | 18.7% |
| Non-owner-occupied commercial real estate | 10.4% |
| Residential | 14.9% |
| Commercial & industrial | 14.8% |
| Consumer & other | 20.9% |
Health indicators
- Tier 1 leverage ratio: 10.17%
- Total risk-based capital ratio: 14.87%
- Noncurrent loans: 0.31%
- Net charge-offs: 0.01%
- Return on assets: 1.31%
Local footprint
| County | Branches | Deposits |
|---|---|---|
| Collier, FL | 1 | $87 million |