Ameris Bank
Atlanta, GA · State Bank, Not a Federal Reserve Member · Part of AMERIS BCORP
Summary
- Total assets: $28.4 billion
- Total deposits: $22.7 billion
- Total loans: $22.7 billion
- Data as of June 30, 2026
Loan portfolio
Share of the bank's loans in each category.
| Construction & land | 7.5% |
| Multifamily | 8.9% |
| Owner-occupied commercial real estate | 8.4% |
| Non-owner-occupied commercial real estate | 23.0% |
| Residential | 21.2% |
| Commercial & industrial | 17.5% |
| Consumer & other | 13.5% |
Health indicators
- Tier 1 leverage ratio: 11.41%
- Total risk-based capital ratio: 14.27%
- Noncurrent loans: 0.57%
- Net charge-offs: 0.20%
- Return on assets: 1.23%
Local footprint
| County | Branches | Deposits |
|---|---|---|
| Duval, FL | 9 | $1.4 billion |
| Manatee, FL | 5 | $772 million |
| St. Johns, FL | 5 | $692 million |
| Alachua, FL | 6 | $558 million |
| Bay, FL | 3 | $413 million |
| Clay, FL | 3 | $261 million |
| Volusia, FL | 1 | $205 million |
| Putnam, FL | 2 | $173 million |
| Orange, FL | 2 | $166 million |
| Marion, FL | 2 | $145 million |
| Flagler, FL | 1 | $143 million |
| Seminole, FL | 1 | $134 million |
| Columbia, FL | 1 | $127 million |
| Leon, FL | 1 | $118 million |
| Suwannee, FL | 1 | $117 million |
| Baker, FL | 1 | $91 million |
| Wakulla, FL | 1 | $82 million |
| Gilchrist, FL | 1 | $77 million |
| Dixie, FL | 1 | $70 million |
| Walton, FL | 1 | $59 million |
| Calhoun, FL | 1 | $48 million |