PeoplesSouth Bank
Colquitt, GA · State Bank, Not a Federal Reserve Member · Part of PEOPLESSOUTH BANCSHARES INC
Summary
- Total assets: $1.2 billion
- Total deposits: $1.1 billion
- Total loans: $874 million
- Data as of June 30, 2026
Loan portfolio
Share of the bank's loans in each category.
| Construction & land | 16.3% |
| Multifamily | 2.6% |
| Owner-occupied commercial real estate | 10.4% |
| Non-owner-occupied commercial real estate | 18.8% |
| Residential | 26.6% |
| Commercial & industrial | 9.1% |
| Consumer & other | 16.1% |
Health indicators
- Tier 1 leverage ratio: 10.45%
- Total risk-based capital ratio: 0.00%
- Noncurrent loans: 1.01%
- Net charge-offs: 0.01%
- Return on assets: 1.53%
Local footprint
| County | Branches | Deposits |
|---|---|---|
| Jackson, FL | 3 | $160 million |
| Calhoun, FL | 1 | $90 million |
| Franklin, FL | 1 | $74 million |
| Bay, FL | 4 | $60 million |
| Leon, FL | 2 | $53 million |
| Washington, FL | 1 | $50 million |
| Gulf, FL | 1 | $40 million |
| Holmes, FL | 1 | $30 million |