First Port City Bank
Bainbridge, GA · State Bank, Not a Federal Reserve Member · Part of PORT CITY HOLDING CO INC
Summary
- Total assets: $624 million
- Total deposits: $558 million
- Total loans: $489 million
- Data as of June 30, 2026
Loan portfolio
Share of the bank's loans in each category.
| Construction & land | 13.3% |
| Multifamily | 3.0% |
| Owner-occupied commercial real estate | 26.6% |
| Non-owner-occupied commercial real estate | 10.9% |
| Residential | 30.2% |
| Commercial & industrial | 5.8% |
| Consumer & other | 10.3% |
Health indicators
- Tier 1 leverage ratio: 10.49%
- Total risk-based capital ratio: 14.89%
- Noncurrent loans: 1.04%
- Net charge-offs: 0.09%
- Return on assets: 1.56%
Local footprint
| County | Branches | Deposits |
|---|---|---|
| Nassau, FL | 2 | $218 million |