Woodforest National Bank
The Woodlands, TX · National Bank · Part of WOODFOREST FINL GROUP EMPLOYEE STK OWNERSHIP PLAN WITH 401 K PROVISIONS AMENDED&RESTATED EFF 01 01 21
Summary
- Total assets: $9.0 billion
- Total deposits: $8.1 billion
- Total loans: $5.9 billion
- Data as of June 30, 2026
Loan portfolio
Share of the bank's loans in each category.
| Construction & land | 4.6% |
| Multifamily | 2.0% |
| Owner-occupied commercial real estate | 9.6% |
| Non-owner-occupied commercial real estate | 28.9% |
| Residential | 3.3% |
| Commercial & industrial | 39.2% |
| Consumer & other | 12.5% |
Health indicators
- Tier 1 leverage ratio: 9.35%
- Total risk-based capital ratio: 12.53%
- Noncurrent loans: 1.93%
- Net charge-offs: 0.26%
- Return on assets: 2.05%
Local footprint
| County | Branches | Deposits |
|---|---|---|
| Duval, FL | 7 | $7 million |
| Sumter, FL | 1 | $4 million |
| Osceola, FL | 1 | $2 million |
| Hillsborough, FL | 1 | $703,000 |
| Orange, FL | 1 | $558,000 |