Commerce Bank
Kansas City, MO · State Bank, Federal Reserve Member · Part of COMMERCE BANCSHARES INC
Summary
- Total assets: $35.0 billion
- Total deposits: $28.1 billion
- Total loans: $20.8 billion
- Data as of June 30, 2026
Loan portfolio
Share of the bank's loans in each category.
| Construction & land | 7.2% |
| Multifamily | 1.4% |
| Owner-occupied commercial real estate | 6.8% |
| Non-owner-occupied commercial real estate | 10.3% |
| Residential | 25.1% |
| Commercial & industrial | 21.9% |
| Consumer & other | 27.3% |
Health indicators
- Tier 1 leverage ratio: 11.43%
- Total risk-based capital ratio: 15.92%
- Noncurrent loans: 0.17%
- Net charge-offs: 0.25%
- Return on assets: 1.25%
Local footprint
| County | Branches | Deposits |
|---|---|---|
| Lee, FL | 5 | $1.1 billion |
| Collier, FL | 4 | $616 million |
| Palm Beach, FL | 1 | $107 million |