Gulf Coast Bank and Trust Company
New Orleans, LA · State Bank, Not a Federal Reserve Member
Summary
- Total assets: $3.9 billion
- Total deposits: $3.3 billion
- Total loans: $2.8 billion
- Data as of June 30, 2026
Loan portfolio
Share of the bank's loans in each category.
| Construction & land | 8.4% |
| Multifamily | 3.1% |
| Owner-occupied commercial real estate | 10.4% |
| Non-owner-occupied commercial real estate | 11.7% |
| Residential | 17.7% |
| Commercial & industrial | 46.0% |
| Consumer & other | 2.7% |
Health indicators
- Tier 1 leverage ratio: 9.07%
- Total risk-based capital ratio: 13.10%
- Noncurrent loans: 1.60%
- Net charge-offs: 0.44%
- Return on assets: 1.11%
Local footprint
| County | Branches | Deposits |
|---|---|---|
| Walton, FL | 1 | $403 million |