Millennium Bank
Chattanooga, TN · State Bank, Not a Federal Reserve Member · Part of MILLENNIUM BANCSHARES INC
Summary
- Total assets: $781 million
- Total deposits: $704 million
- Total loans: $603 million
- Data as of June 30, 2026
Loan portfolio
Share of the bank's loans in each category.
| Construction & land | 11.4% |
| Multifamily | 4.2% |
| Owner-occupied commercial real estate | 18.2% |
| Non-owner-occupied commercial real estate | 27.0% |
| Residential | 23.5% |
| Commercial & industrial | 12.2% |
| Consumer & other | 3.6% |
Health indicators
- Tier 1 leverage ratio: 7.70%
- Total risk-based capital ratio: 10.46%
- Noncurrent loans: 0.68%
- Net charge-offs: 1.84%
- Return on assets: -0.64%
Local footprint
| County | Branches | Deposits |
|---|---|---|
| Columbia, FL | 2 | $158 million |
| Marion, FL | 1 | $33 million |
| Alachua, FL | 1 | $30 million |