First National Bank of Decatur County
Bainbridge, GA · National Bank · Part of BAINBRIDGE BANCSHARES INC
Summary
- Total assets: $360 million
- Total deposits: $331 million
- Total loans: $268 million
- Data as of June 30, 2026
Loan portfolio
Share of the bank's loans in each category.
| Construction & land | 8.8% |
| Multifamily | 2.0% |
| Owner-occupied commercial real estate | 18.9% |
| Non-owner-occupied commercial real estate | 8.5% |
| Residential | 36.7% |
| Commercial & industrial | 6.3% |
| Consumer & other | 18.8% |
Health indicators
- Tier 1 leverage ratio: 7.42%
- Total risk-based capital ratio: 10.99%
- Noncurrent loans: 0.35%
- Net charge-offs: 0.04%
- Return on assets: 0.26%
Local footprint
| County | Branches | Deposits |
|---|---|---|
| Walton, FL | 1 | $12 million |