River Bank & Trust
Prattville, AL · State Bank, Not a Federal Reserve Member · Part of RIVER FINANCIAL CORP
Summary
- Total assets: $4.0 billion
- Total deposits: $3.5 billion
- Total loans: $2.9 billion
- Data as of June 30, 2026
Loan portfolio
Share of the bank's loans in each category.
| Construction & land | 9.2% |
| Multifamily | 2.5% |
| Owner-occupied commercial real estate | 16.4% |
| Non-owner-occupied commercial real estate | 10.6% |
| Residential | 40.3% |
| Commercial & industrial | 11.7% |
| Consumer & other | 9.3% |
Health indicators
- Tier 1 leverage ratio: 9.23%
- Total risk-based capital ratio: 13.82%
- Noncurrent loans: 0.48%
- Net charge-offs: 0.02%
- Return on assets: 1.49%
Local footprint
| County | Branches | Deposits |
|---|---|---|
| Okaloosa, FL | 1 | $7 million |