1st Source Bank
South Bend, IN · State Bank, Federal Reserve Member · Part of 1ST SOURCE CORP
Summary
- Total assets: $9.3 billion
- Total deposits: $7.4 billion
- Total loans: $7.2 billion
- Data as of June 30, 2026
Loan portfolio
Share of the bank's loans in each category.
| Construction & land | 5.7% |
| Multifamily | 0.8% |
| Owner-occupied commercial real estate | 6.2% |
| Non-owner-occupied commercial real estate | 4.2% |
| Residential | 10.8% |
| Commercial & industrial | 66.4% |
| Consumer & other | 5.9% |
Health indicators
- Tier 1 leverage ratio: 13.72%
- Total risk-based capital ratio: 16.62%
- Noncurrent loans: 0.99%
- Net charge-offs: 0.13%
- Return on assets: 1.99%
Local footprint
| County | Branches | Deposits |
|---|---|---|
| Sarasota, FL | 1 | $44 million |