Midland States Bank
Effingham, IL · State Bank, Federal Reserve Member · Part of MIDLAND STATES BCORP INC
Summary
- Total assets: $6.7 billion
- Total deposits: $5.7 billion
- Total loans: $4.3 billion
- Data as of June 30, 2026
Loan portfolio
Share of the bank's loans in each category.
| Construction & land | 5.7% |
| Multifamily | 9.0% |
| Owner-occupied commercial real estate | 12.2% |
| Non-owner-occupied commercial real estate | 29.9% |
| Residential | 9.7% |
| Commercial & industrial | 19.8% |
| Consumer & other | 13.6% |
Health indicators
- Tier 1 leverage ratio: 10.08%
- Total risk-based capital ratio: 14.84%
- Noncurrent loans: 1.43%
- Net charge-offs: 0.89%
- Return on assets: 1.22%
Local footprint
| County | Branches | Deposits |
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