Baybank
Gladstone, MI · State Bank, Not a Federal Reserve Member · Part of BAYBANK CORP
Summary
- Total assets: $173 million
- Total deposits: $146 million
- Total loans: $137 million
- Data as of June 30, 2026
Loan portfolio
Share of the bank's loans in each category.
| Construction & land | 5.0% |
| Multifamily | 2.2% |
| Owner-occupied commercial real estate | 17.8% |
| Non-owner-occupied commercial real estate | 5.5% |
| Residential | 38.1% |
| Commercial & industrial | 17.3% |
| Consumer & other | 14.2% |
Health indicators
- Tier 1 leverage ratio: 10.71%
- Total risk-based capital ratio: 0.00%
- Noncurrent loans: 2.02%
- Net charge-offs: 0.06%
- Return on assets: 1.23%
Local footprint
| County | Branches | Deposits |
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