1st Financial Bank USA
Dakota Dunes, SD · State Bank, Not a Federal Reserve Member
Summary
- Total assets: $1.4 billion
- Total deposits: $1.1 billion
- Total loans: $987 million
- Data as of June 30, 2026
Loan portfolio
Share of the bank's loans in each category.
| Construction & land | 16.2% |
| Multifamily | 2.4% |
| Owner-occupied commercial real estate | 0.6% |
| Non-owner-occupied commercial real estate | 0.0% |
| Residential | 9.1% |
| Commercial & industrial | 3.4% |
| Consumer & other | 68.4% |
Health indicators
- Tier 1 leverage ratio: 16.34%
- Total risk-based capital ratio: 22.31%
- Noncurrent loans: 1.51%
- Net charge-offs: 2.29%
- Return on assets: 0.98%
Local footprint
| County | Branches | Deposits |
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