The Fidelity Bank
Fuquay Varina, NC · State Bank, Not a Federal Reserve Member · Part of FIDELITY BANCSHARES N C INC
Summary
- Total assets: $4.7 billion
- Total deposits: $4.2 billion
- Total loans: $2.9 billion
- Data as of June 30, 2026
Loan portfolio
Share of the bank's loans in each category.
| Construction & land | 16.2% |
| Multifamily | 2.9% |
| Owner-occupied commercial real estate | 32.8% |
| Non-owner-occupied commercial real estate | 21.2% |
| Residential | 15.1% |
| Commercial & industrial | 8.3% |
| Consumer & other | 3.5% |
Health indicators
- Tier 1 leverage ratio: 11.47%
- Total risk-based capital ratio: 17.82%
- Noncurrent loans: 0.42%
- Net charge-offs: 0.06%
- Return on assets: 1.73%
Local footprint
| County | Branches | Deposits |
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