Provident Bank
Jersey City, NJ · SI · Part of PROVIDENT FINL SERVICES INC
Summary
- Total assets: $25.7 billion
- Total deposits: $19.6 billion
- Total loans: $20.1 billion
- Data as of June 30, 2026
Loan portfolio
Share of the bank's loans in each category.
| Construction & land | 3.6% |
| Multifamily | 19.0% |
| Owner-occupied commercial real estate | 14.5% |
| Non-owner-occupied commercial real estate | 36.1% |
| Residential | 13.5% |
| Commercial & industrial | 10.2% |
| Consumer & other | 3.1% |
Health indicators
- Tier 1 leverage ratio: 10.53%
- Total risk-based capital ratio: 13.00%
- Noncurrent loans: 0.56%
- Net charge-offs: 0.05%
- Return on assets: 1.35%
Local footprint
| County | Branches | Deposits |
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