Mechanics & Farmers Bank
Durham, NC · State Bank, Not a Federal Reserve Member · Part of M&F BCORP INC
Summary
- Total assets: $476 million
- Total deposits: $402 million
- Total loans: $276 million
- Data as of June 30, 2026
Loan portfolio
Share of the bank's loans in each category.
| Construction & land | 2.7% |
| Multifamily | 10.6% |
| Owner-occupied commercial real estate | 35.2% |
| Non-owner-occupied commercial real estate | 13.3% |
| Residential | 16.4% |
| Commercial & industrial | 18.3% |
| Consumer & other | 3.5% |
Health indicators
- Tier 1 leverage ratio: 15.10%
- Total risk-based capital ratio: 25.97%
- Noncurrent loans: 2.39%
- Net charge-offs: 0.75%
- Return on assets: 0.68%
Local footprint
| County | Branches | Deposits |
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