University Bank
Ann Arbor, MI · State Bank, Not a Federal Reserve Member · Part of UNIVERSITY BCORP INC
Summary
- Total assets: $1.2 billion
- Total deposits: $1.1 billion
- Total loans: $1.1 billion
- Data as of June 30, 2026
Loan portfolio
Share of the bank's loans in each category.
| Construction & land | 2.3% |
| Multifamily | 0.1% |
| Owner-occupied commercial real estate | 5.8% |
| Non-owner-occupied commercial real estate | 6.2% |
| Residential | 77.7% |
| Commercial & industrial | 0.8% |
| Consumer & other | 7.0% |
Health indicators
- Tier 1 leverage ratio: 10.08%
- Total risk-based capital ratio: 0.00%
- Noncurrent loans: 0.41%
- Net charge-offs: -0.00%
- Return on assets: 1.08%
Local footprint
| County | Branches | Deposits |
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