First Bank
Southern Pines, NC · State Bank, Federal Reserve Member · Part of FIRST BCORP
Summary
- Total assets: $13.0 billion
- Total deposits: $11.1 billion
- Total loans: $9.0 billion
- Data as of June 30, 2026
Loan portfolio
Share of the bank's loans in each category.
| Construction & land | 9.4% |
| Multifamily | 6.9% |
| Owner-occupied commercial real estate | 15.1% |
| Non-owner-occupied commercial real estate | 32.7% |
| Residential | 23.5% |
| Commercial & industrial | 8.4% |
| Consumer & other | 4.0% |
Health indicators
- Tier 1 leverage ratio: 11.50%
- Total risk-based capital ratio: 15.94%
- Noncurrent loans: 0.49%
- Net charge-offs: 0.05%
- Return on assets: 1.56%
Local footprint
| County | Branches | Deposits |
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