FMS Bank
Fort Morgan, CO · State Bank, Federal Reserve Member · Part of MORGAN CAPITAL CORP
Summary
- Total assets: $325 million
- Total deposits: $292 million
- Total loans: $263 million
- Data as of June 30, 2026
Loan portfolio
Share of the bank's loans in each category.
| Construction & land | 4.0% |
| Multifamily | 0.2% |
| Owner-occupied commercial real estate | 25.9% |
| Non-owner-occupied commercial real estate | 9.7% |
| Residential | 22.2% |
| Commercial & industrial | 21.5% |
| Consumer & other | 16.5% |
Health indicators
- Tier 1 leverage ratio: 9.85%
- Total risk-based capital ratio: 12.04%
- Noncurrent loans: 1.71%
- Net charge-offs: 1.57%
- Return on assets: 0.20%
Local footprint
| County | Branches | Deposits |
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