First Bank of the Lake
Osage Beach, MO · State Bank, Not a Federal Reserve Member · Part of FBOL BANCSHARES INC
Summary
- Total assets: $2.3 billion
- Total deposits: $2.0 billion
- Total loans: $2.2 billion
- Data as of June 30, 2026
Loan portfolio
Share of the bank's loans in each category.
| Construction & land | 4.9% |
| Multifamily | 0.0% |
| Owner-occupied commercial real estate | 48.7% |
| Non-owner-occupied commercial real estate | 0.2% |
| Residential | 0.6% |
| Commercial & industrial | 45.2% |
| Consumer & other | 0.3% |
Health indicators
- Tier 1 leverage ratio: 7.08%
- Total risk-based capital ratio: 17.16%
- Noncurrent loans: 3.70%
- Net charge-offs: 0.62%
- Return on assets: 0.83%
Local footprint
| County | Branches | Deposits |
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