OceanFirst Bank, National Association
Toms River, NJ · National Bank · Part of OCEANFIRST FINANCIAL CORP
Summary
- Total assets: $23.2 billion
- Total deposits: $18.0 billion
- Total loans: $16.3 billion
- Data as of June 30, 2026
Loan portfolio
Share of the bank's loans in each category.
| Construction & land | 4.5% |
| Multifamily | 14.5% |
| Owner-occupied commercial real estate | 9.9% |
| Non-owner-occupied commercial real estate | 33.9% |
| Residential | 25.6% |
| Commercial & industrial | 8.7% |
| Consumer & other | 2.8% |
Health indicators
- Tier 1 leverage ratio: 12.62%
- Total risk-based capital ratio: 13.91%
- Noncurrent loans: 0.67%
- Net charge-offs: 0.04%
- Return on assets: 0.34%
Local footprint
| County | Branches | Deposits |
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