Ocean Bank
Miami, FL · State Bank, Not a Federal Reserve Member · Part of OCEAN BANKSHARES INC
Summary
- Total assets: $7.6 billion
- Total deposits: $6.2 billion
- Total loans: $6.2 billion
- Data as of June 30, 2026
Loan portfolio
Share of the bank's loans in each category.
| Construction & land | 5.1% |
| Multifamily | 14.1% |
| Owner-occupied commercial real estate | 12.6% |
| Non-owner-occupied commercial real estate | 51.8% |
| Residential | 7.3% |
| Commercial & industrial | 5.6% |
| Consumer & other | 3.6% |
Health indicators
- Tier 1 leverage ratio: 9.96%
- Total risk-based capital ratio: 12.66%
- Noncurrent loans: 0.38%
- Net charge-offs: -0.01%
- Return on assets: 1.08%
Local footprint
| County | Branches | Deposits |
|---|---|---|
| Miami-Dade, FL | 21 | $6.1 billion |
| Broward, FL | 2 | $83 million |
| Palm Beach, FL | 1 | $38 million |
| Orange, FL | 1 | $20 million |