Summit State Bank
Santa Rosa, CA · State Bank, Not a Federal Reserve Member
Summary
- Total assets: $960 million
- Total deposits: $846 million
- Total loans: $759 million
- Data as of June 30, 2026
Loan portfolio
Share of the bank's loans in each category.
| Construction & land | 0.7% |
| Multifamily | 2.9% |
| Owner-occupied commercial real estate | 26.3% |
| Non-owner-occupied commercial real estate | 49.9% |
| Residential | 5.6% |
| Commercial & industrial | 6.9% |
| Consumer & other | 7.8% |
Health indicators
- Tier 1 leverage ratio: 10.84%
- Total risk-based capital ratio: 14.80%
- Noncurrent loans: 2.43%
- Net charge-offs: 2.17%
- Return on assets: 0.07%
Local footprint
| County | Branches | Deposits |
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