Happen Bank, National Association
Lehi, UT · National Bank · Part of HAPPEN INC
Summary
- Total assets: $12.5 billion
- Total deposits: $10.9 billion
- Total loans: $7.0 billion
- Data as of June 30, 2026
Loan portfolio
Share of the bank's loans in each category.
| Construction & land | 0.9% |
| Multifamily | 0.3% |
| Owner-occupied commercial real estate | 3.8% |
| Non-owner-occupied commercial real estate | 2.0% |
| Residential | 2.1% |
| Commercial & industrial | 2.3% |
| Consumer & other | 88.5% |
Health indicators
- Tier 1 leverage ratio: 10.98%
- Total risk-based capital ratio: 16.83%
- Noncurrent loans: 0.82%
- Net charge-offs: 2.15%
- Return on assets: 1.82%
Local footprint
| County | Branches | Deposits |
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