North State Bank
Raleigh, NC · State Bank, Federal Reserve Member · Part of NORTH STATE BCORP
Summary
- Total assets: $1.5 billion
- Total deposits: $1.2 billion
- Total loans: $1.2 billion
- Data as of June 30, 2026
Loan portfolio
Share of the bank's loans in each category.
| Construction & land | 11.0% |
| Multifamily | 4.8% |
| Owner-occupied commercial real estate | 24.7% |
| Non-owner-occupied commercial real estate | 15.3% |
| Residential | 32.5% |
| Commercial & industrial | 11.3% |
| Consumer & other | 0.3% |
Health indicators
- Tier 1 leverage ratio: 8.50%
- Total risk-based capital ratio: 12.07%
- Noncurrent loans: 0.17%
- Net charge-offs: -0.03%
- Return on assets: 0.79%
Local footprint
| County | Branches | Deposits |
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