Georgia Banking Company
Atlanta, GA · State Bank, Not a Federal Reserve Member · Part of GEORGIA BANKING CO INC
Summary
- Total assets: $3.3 billion
- Total deposits: $2.9 billion
- Total loans: $2.6 billion
- Data as of June 30, 2026
Loan portfolio
Share of the bank's loans in each category.
| Construction & land | 10.4% |
| Multifamily | 2.7% |
| Owner-occupied commercial real estate | 10.3% |
| Non-owner-occupied commercial real estate | 24.0% |
| Residential | 32.8% |
| Commercial & industrial | 14.9% |
| Consumer & other | 4.9% |
Health indicators
- Tier 1 leverage ratio: 10.78%
- Total risk-based capital ratio: 13.05%
- Noncurrent loans: 0.67%
- Net charge-offs: 0.08%
- Return on assets: 1.05%
Local footprint
| County | Branches | Deposits |
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