SouthPoint Bank
Birmingham, AL · State Bank, Not a Federal Reserve Member · Part of SOUTHPOINT BANCSHARES INC
Summary
- Total assets: $1.4 billion
- Total deposits: $1.2 billion
- Total loans: $1.1 billion
- Data as of June 30, 2026
Loan portfolio
Share of the bank's loans in each category.
| Construction & land | 10.0% |
| Multifamily | 6.3% |
| Owner-occupied commercial real estate | 18.6% |
| Non-owner-occupied commercial real estate | 19.4% |
| Residential | 22.9% |
| Commercial & industrial | 18.6% |
| Consumer & other | 4.2% |
Health indicators
- Tier 1 leverage ratio: 6.86%
- Total risk-based capital ratio: 10.18%
- Noncurrent loans: 3.54%
- Net charge-offs: 4.19%
- Return on assets: -1.71%
Local footprint
| County | Branches | Deposits |
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