First State Bank of Middlebury
Middlebury, IN · State Bank, Not a Federal Reserve Member · Part of CRYSTAL VALLEY FINANCIAL CORP
Summary
- Total assets: $836 million
- Total deposits: $651 million
- Total loans: $659 million
- Data as of June 30, 2026
Loan portfolio
Share of the bank's loans in each category.
| Construction & land | 5.2% |
| Multifamily | 3.8% |
| Owner-occupied commercial real estate | 20.3% |
| Non-owner-occupied commercial real estate | 16.8% |
| Residential | 31.8% |
| Commercial & industrial | 15.1% |
| Consumer & other | 6.9% |
Health indicators
- Tier 1 leverage ratio: 13.37%
- Total risk-based capital ratio: 17.70%
- Noncurrent loans: 1.55%
- Net charge-offs: -0.01%
- Return on assets: 1.59%
Local footprint
| County | Branches | Deposits |
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