Oxford Bank
Oxford, MI · State Bank, Federal Reserve Member · Part of OXFORD BANK CORP
Summary
- Total assets: $931 million
- Total deposits: $783 million
- Total loans: $723 million
- Data as of June 30, 2026
Loan portfolio
Share of the bank's loans in each category.
| Construction & land | 5.7% |
| Multifamily | 1.8% |
| Owner-occupied commercial real estate | 33.9% |
| Non-owner-occupied commercial real estate | 15.0% |
| Residential | 3.8% |
| Commercial & industrial | 35.7% |
| Consumer & other | 4.2% |
Health indicators
- Tier 1 leverage ratio: 11.93%
- Total risk-based capital ratio: 14.39%
- Noncurrent loans: 2.26%
- Net charge-offs: -0.06%
- Return on assets: 0.92%
Local footprint
| County | Branches | Deposits |
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