Live Oak Banking Company
Wilmington, NC · State Bank, Not a Federal Reserve Member · Part of LIVE OAK BANCSHARES INC
Summary
- Total assets: $16.0 billion
- Total deposits: $14.7 billion
- Total loans: $13.1 billion
- Data as of June 30, 2026
Loan portfolio
Share of the bank's loans in each category.
| Construction & land | 7.4% |
| Multifamily | 0.2% |
| Owner-occupied commercial real estate | 23.1% |
| Non-owner-occupied commercial real estate | 16.2% |
| Residential | 2.0% |
| Commercial & industrial | 36.3% |
| Consumer & other | 14.9% |
Health indicators
- Tier 1 leverage ratio: 7.99%
- Total risk-based capital ratio: 11.72%
- Noncurrent loans: 4.01%
- Net charge-offs: 0.67%
- Return on assets: 0.96%
Local footprint
| County | Branches | Deposits |
|---|