Cornerstone Bank
Spencer, MA · State Bank, Federal Reserve Member · Part of PEOPLESBANCORP MHC
Summary
- Total assets: $2.6 billion
- Total deposits: $1.9 billion
- Total loans: $1.9 billion
- Data as of June 30, 2026
Loan portfolio
Share of the bank's loans in each category.
| Construction & land | 1.7% |
| Multifamily | 6.4% |
| Owner-occupied commercial real estate | 5.8% |
| Non-owner-occupied commercial real estate | 22.9% |
| Residential | 52.4% |
| Commercial & industrial | 4.7% |
| Consumer & other | 6.1% |
Health indicators
- Tier 1 leverage ratio: 9.22%
- Total risk-based capital ratio: 12.31%
- Noncurrent loans: 0.35%
- Net charge-offs: 0.04%
- Return on assets: 0.63%
Local footprint
| County | Branches | Deposits |
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