BayFirst National Bank
Saint Petersburg, FL · National Bank · Part of BAYFIRST FINANCIAL CORP
Summary
- Total assets: $1.1 billion
- Total deposits: $1.0 billion
- Total loans: $886 million
- Data as of June 30, 2026
Loan portfolio
Share of the bank's loans in each category.
| Construction & land | 4.3% |
| Multifamily | 0.6% |
| Owner-occupied commercial real estate | 14.4% |
| Non-owner-occupied commercial real estate | 9.8% |
| Residential | 40.2% |
| Commercial & industrial | 22.1% |
| Consumer & other | 8.7% |
Health indicators
- Tier 1 leverage ratio: 8.61%
- Total risk-based capital ratio: 13.19%
- Noncurrent loans: 2.13%
- Net charge-offs: 1.98%
- Return on assets: -6.32%
Local footprint
| County | Branches | Deposits |
|---|---|---|
| Pinellas, FL | 5 | $716 million |
| Sarasota, FL | 3 | $133 million |
| Hillsborough, FL | 2 | $92 million |
| Manatee, FL | 1 | $61 million |