Madison County Community Bank
Madison, FL · State Bank, Not a Federal Reserve Member · Part of MADISON CMTY BANCSHARES CORP
Summary
- Total assets: $212 million
- Total deposits: $197 million
- Total loans: $118 million
- Data as of June 30, 2026
Loan portfolio
Share of the bank's loans in each category.
| Construction & land | 18.9% |
| Multifamily | 1.1% |
| Owner-occupied commercial real estate | 26.9% |
| Non-owner-occupied commercial real estate | 10.6% |
| Residential | 16.2% |
| Commercial & industrial | 12.0% |
| Consumer & other | 14.4% |
Health indicators
- Tier 1 leverage ratio: 8.42%
- Total risk-based capital ratio: 15.16%
- Noncurrent loans: 0.30%
- Net charge-offs: 0.00%
- Return on assets: 0.82%
Local footprint
| County | Branches | Deposits |
|---|---|---|
| Madison, FL | 1 | $172 million |
| Taylor, FL | 1 | $24 million |