Community Bank of the South
Merritt Island, FL · State Bank, Not a Federal Reserve Member · Part of CBOS BANKSHARES INC
Summary
- Total assets: $266 million
- Total deposits: $243 million
- Total loans: $78 million
- Data as of June 30, 2026
Loan portfolio
Share of the bank's loans in each category.
| Construction & land | 7.3% |
| Multifamily | 0.0% |
| Owner-occupied commercial real estate | 42.7% |
| Non-owner-occupied commercial real estate | 11.7% |
| Residential | 22.3% |
| Commercial & industrial | 11.1% |
| Consumer & other | 4.8% |
Health indicators
- Tier 1 leverage ratio: 9.49%
- Total risk-based capital ratio: 22.72%
- Noncurrent loans: 0.00%
- Net charge-offs: 0.00%
- Return on assets: 0.85%
Local footprint
| County | Branches | Deposits |
|---|---|---|
| Brevard, FL | 3 | $243 million |