Cypress Bank & Trust
Melbourne, FL · State Bank, Not a Federal Reserve Member · Part of CYPRESS CAPITAL GROUP INC
Summary
- Total assets: $257 million
- Total deposits: $219 million
- Total loans: $170 million
- Data as of June 30, 2026
Loan portfolio
Share of the bank's loans in each category.
| Construction & land | 7.5% |
| Multifamily | 0.0% |
| Owner-occupied commercial real estate | 27.9% |
| Non-owner-occupied commercial real estate | 35.0% |
| Residential | 17.6% |
| Commercial & industrial | 8.4% |
| Consumer & other | 3.6% |
Health indicators
- Tier 1 leverage ratio: 11.76%
- Total risk-based capital ratio: 0.00%
- Noncurrent loans: 0.00%
- Net charge-offs: 0.00%
- Return on assets: 1.26%
Local footprint
| County | Branches | Deposits |
|---|---|---|
| Brevard, FL | 1 | $107 million |
| Palm Beach, FL | 1 | $79 million |
| Orange, FL | 1 | $21 million |
| Indian River, FL | 1 | $7 million |
| Duval, FL | 1 | $6 million |