Emigrant Bank
Miami, FL · State Bank, Not a Federal Reserve Member · Part of NEW YORK PRIVATE B&T CORP
Summary
- Total assets: $5.7 billion
- Total deposits: $4.2 billion
- Total loans: $4.0 billion
- Data as of June 30, 2026
Loan portfolio
Share of the bank's loans in each category.
| Construction & land | 5.6% |
| Multifamily | 13.4% |
| Owner-occupied commercial real estate | 0.0% |
| Non-owner-occupied commercial real estate | 11.5% |
| Residential | 9.0% |
| Commercial & industrial | 47.7% |
| Consumer & other | 12.7% |
Health indicators
- Tier 1 leverage ratio: 20.30%
- Total risk-based capital ratio: 18.68%
- Noncurrent loans: 4.77%
- Net charge-offs: 0.67%
- Return on assets: 0.59%
Local footprint
| County | Branches | Deposits |
|---|---|---|
| Miami-Dade, FL | 1 | $318,000 |
| Palm Beach, FL | 1 | $1,000 |