Commerce Bank & Trust
Winter Park, FL · State Bank, Federal Reserve Member · Part of COMMERCE NATL BANKSHARES FL
Summary
- Total assets: $198 million
- Total deposits: $169 million
- Total loans: $130 million
- Data as of June 30, 2026
Loan portfolio
Share of the bank's loans in each category.
| Construction & land | 5.6% |
| Multifamily | 1.9% |
| Owner-occupied commercial real estate | 32.8% |
| Non-owner-occupied commercial real estate | 18.5% |
| Residential | 28.8% |
| Commercial & industrial | 7.0% |
| Consumer & other | 5.3% |
Health indicators
- Tier 1 leverage ratio: 10.46%
- Total risk-based capital ratio: 15.38%
- Noncurrent loans: 3.44%
- Net charge-offs: 0.00%
- Return on assets: 0.91%
Local footprint
| County | Branches | Deposits |
|---|---|---|
| Orange, FL | 1 | $169 million |