Mainstreet Community Bank of Florida
Deland, FL · State Bank, Not a Federal Reserve Member · Part of NORTHSTAR FINANCIAL GROUP INC
Summary
- Total assets: $953 million
- Total deposits: $863 million
- Total loans: $733 million
- Data as of June 30, 2026
Loan portfolio
Share of the bank's loans in each category.
| Construction & land | 12.0% |
| Multifamily | 2.3% |
| Owner-occupied commercial real estate | 29.3% |
| Non-owner-occupied commercial real estate | 21.8% |
| Residential | 19.4% |
| Commercial & industrial | 13.5% |
| Consumer & other | 1.8% |
Health indicators
- Tier 1 leverage ratio: 9.45%
- Total risk-based capital ratio: 0.00%
- Noncurrent loans: 1.27%
- Net charge-offs: -0.01%
- Return on assets: 1.06%
Local footprint
| County | Branches | Deposits |
|---|---|---|
| Volusia, FL | 5 | $555 million |
| Lake, FL | 1 | $195 million |
| Marion, FL | 1 | $68 million |
| Seminole, FL | 2 | $45 million |