Flagship Bank
Clearwater, FL · State Bank, Not a Federal Reserve Member · Part of WEST FLORIDA BANK CORP
Summary
- Total assets: $803 million
- Total deposits: $670 million
- Total loans: $630 million
- Data as of June 30, 2026
Loan portfolio
Share of the bank's loans in each category.
| Construction & land | 10.4% |
| Multifamily | 5.7% |
| Owner-occupied commercial real estate | 18.2% |
| Non-owner-occupied commercial real estate | 42.7% |
| Residential | 13.1% |
| Commercial & industrial | 9.2% |
| Consumer & other | 0.7% |
Health indicators
- Tier 1 leverage ratio: 11.69%
- Total risk-based capital ratio: 0.00%
- Noncurrent loans: 0.02%
- Net charge-offs: 0.01%
- Return on assets: 0.96%
Local footprint
| County | Branches | Deposits |
|---|---|---|
| Pinellas, FL | 5 | $625 million |
| Pasco, FL | 1 | $45 million |