Central Bank
Tampa, FL · State Bank, Not a Federal Reserve Member · Part of CENTRAL FINANCIAL HOLDINGS INC
Summary
- Total assets: $387 million
- Total deposits: $325 million
- Total loans: $330 million
- Data as of June 30, 2026
Loan portfolio
Share of the bank's loans in each category.
| Construction & land | 7.5% |
| Multifamily | 2.6% |
| Owner-occupied commercial real estate | 20.5% |
| Non-owner-occupied commercial real estate | 32.8% |
| Residential | 33.7% |
| Commercial & industrial | 2.6% |
| Consumer & other | 0.2% |
Health indicators
- Tier 1 leverage ratio: 9.11%
- Total risk-based capital ratio: 0.00%
- Noncurrent loans: 0.04%
- Net charge-offs: 0.13%
- Return on assets: 0.84%
Local footprint
| County | Branches | Deposits |
|---|---|---|
| Hillsborough, FL | 1 | $170 million |
| Orange, FL | 1 | $79 million |
| St. Johns, FL | 1 | $47 million |