Intracoastal Bank
Palm Coast, FL · State Bank, Not a Federal Reserve Member · Part of INTRACOASTAL BCORP INC
Summary
- Total assets: $573 million
- Total deposits: $519 million
- Total loans: $409 million
- Data as of June 30, 2026
Loan portfolio
Share of the bank's loans in each category.
| Construction & land | 10.8% |
| Multifamily | 0.7% |
| Owner-occupied commercial real estate | 38.0% |
| Non-owner-occupied commercial real estate | 34.5% |
| Residential | 11.5% |
| Commercial & industrial | 4.7% |
| Consumer & other | -0.1% |
Health indicators
- Tier 1 leverage ratio: 9.77%
- Total risk-based capital ratio: 13.08%
- Noncurrent loans: 0.04%
- Net charge-offs: 0.00%
- Return on assets: 1.39%
Local footprint
| County | Branches | Deposits |
|---|---|---|
| Flagler, FL | 1 | $344 million |
| Volusia, FL | 1 | $174 million |