Gulf Atlantic Bank
Key West, FL · State Bank, Federal Reserve Member · Part of GULF ATLANTIC FINANCIAL CORP
Summary
- Total assets: $253 million
- Total deposits: $213 million
- Total loans: $191 million
- Data as of June 30, 2026
Loan portfolio
Share of the bank's loans in each category.
| Construction & land | 10.1% |
| Multifamily | 2.1% |
| Owner-occupied commercial real estate | 18.9% |
| Non-owner-occupied commercial real estate | 18.5% |
| Residential | 26.0% |
| Commercial & industrial | 10.2% |
| Consumer & other | 14.3% |
Health indicators
- Tier 1 leverage ratio: 9.38%
- Total risk-based capital ratio: 11.84%
- Noncurrent loans: 0.20%
- Net charge-offs: 0.19%
- Return on assets: 0.68%
Local footprint
| County | Branches | Deposits |
|---|---|---|
| Marion, FL | 2 | $132 million |
| Monroe, FL | 1 | $45 million |
| Highlands, FL | 1 | $24 million |
| Hillsborough, FL | 1 | $12 million |