Climate First Bank
Saint Petersburg, FL · State Bank, Not a Federal Reserve Member · Part of CLIMATE FIRST BCORP INC
Summary
- Total assets: $1.9 billion
- Total deposits: $1.5 billion
- Total loans: $1.7 billion
- Data as of June 30, 2026
Loan portfolio
Share of the bank's loans in each category.
| Construction & land | 8.1% |
| Multifamily | 1.7% |
| Owner-occupied commercial real estate | 9.9% |
| Non-owner-occupied commercial real estate | 20.4% |
| Residential | 12.7% |
| Commercial & industrial | 26.9% |
| Consumer & other | 20.3% |
Health indicators
- Tier 1 leverage ratio: 9.66%
- Total risk-based capital ratio: 10.87%
- Noncurrent loans: 0.12%
- Net charge-offs: 0.13%
- Return on assets: 1.22%
Local footprint
| County | Branches | Deposits |
|---|---|---|
| Pinellas, FL | 1 | $1.2 billion |
| Orange, FL | 1 | $241 million |
| Lake, FL | 1 | $81 million |