Waterfall Bank
Clearwater, FL · State Bank, Not a Federal Reserve Member · Part of WATERFALL BCORP INC
Summary
- Total assets: $410 million
- Total deposits: $330 million
- Total loans: $380 million
- Data as of June 30, 2026
Loan portfolio
Share of the bank's loans in each category.
| Construction & land | 10.2% |
| Multifamily | 6.8% |
| Owner-occupied commercial real estate | 11.0% |
| Non-owner-occupied commercial real estate | 48.1% |
| Residential | 7.4% |
| Commercial & industrial | 16.5% |
| Consumer & other | 0.1% |
Health indicators
- Tier 1 leverage ratio: 12.64%
- Total risk-based capital ratio: 14.27%
- Noncurrent loans: 0.03%
- Net charge-offs: 0.15%
- Return on assets: -0.03%
Local footprint
| County | Branches | Deposits |
|---|---|---|
| Pinellas, FL | 1 | $330 million |